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How A2CO Supports Your MPRP Application
A2CO manages the full Malta Permanent Residence Programme process on your behalf, coordinating your application through our licensed agent partner. You deal with one team throughout, from the first eligibility conversation to the day your residence card is issued.
That starts with an honest eligibility review before any money is committed. We assess your capital position against the programme’s thresholds, check for anything in your background likely to slow down due diligence, and tell you early if MPRP is the wrong route for your circumstances.
From there we handle the work that actually takes the time: assembling and vetting the document pack, preparing your submission, and liaising with the Residency Malta Agency through each stage of due diligence. We coordinate the property, contribution and donation requirements so the deadlines after your Letter of Approval in Principle are met without a scramble.
Most MPRP applicants need more than residency alone. Because A2CO also handles Maltese personal tax, accounting and company formation, the questions that surface once you relocate get answered by the same people who filed your application rather than a second firm starting from scratch.
Malta Permanent Residence Programme: Residency by Investment for Non-EU Nationals
Purpose
The MPRP is Malta’s residency-by-investment route, administered by the Residency Malta Agency under the Immigration Act and its subsidiary legislation, S.L. 217.26. It grants a residence certificate with no expiry date, provided the programme’s conditions continue to be met, along with a residence card valid for 5 years and renewable thereafter.
Unlike Malta’s tax-status schemes, an MPRP certificate carries no automatic tax benefit of its own: ordinary tax rules apply to the holder’s actual residence and domicile position.
Eligibility
Applicants must be third-country nationals, non-EU, non-EEA and non-Swiss, at least 18 years old, with a clean criminal record and no existing benefit under another Maltese residence or citizenship scheme. Main applicants must hold capital assets of at least €500,000, with a minimum of €150,000 in financial assets, or alternatively at least €650,000, with a minimum of €75,000 in financial assets.
Cryptocurrency doesn’t count towards this threshold; qualifying financial assets are liquid instruments such as stocks, bonds, publicly traded shares, funds and bank deposits. A small number of nationalities are currently excluded from the programme, and this list can change at the Agency’s discretion, so eligibility by nationality is worth confirming directly before starting an application.
Investment Requirements
The qualifying property investment is a purchase of at least €375,000, or a lease of at least €14,000 per year, for a property anywhere in Malta or Gozo. Alongside this sits a government contribution of €37,000 and a €2,000 donation to a registered Maltese NGO. Property bought under the programme can be leased out during periods the owner isn’t in Malta; a rented property can be sublet after the first five years, with the landlord’s consent.
Application Process
Applications are submitted by a Residency Malta–licensed Agent, since the programme doesn’t accept direct applications from individuals. Once a complete application pack is accepted, the Agency runs a four-tier due diligence process covering the main applicant, dependants, and any associated donors or benefactors.
A successful review results in a Letter of Approval in Principle, after which the qualifying property, contribution, donation and health insurance are finalised, followed by biometric capture in Malta and issuance of the residence certificate and card.
Applicants can now also apply for a 1-year temporary residence permit at submission stage, renewable annually while the full application is processed, a route introduced in the programme’s July 2025 update.
Programme Fees
The non-refundable administration fee is €60,000 for the main applicant, paid in two instalments: €15,000 within one month of submission, and the remaining €45,000 within two months of the Letter of Approval in Principle.
Each dependant carries an additional €7,500 fee for each adult dependant except for the spouse. Such fee is payable within 2 months upon Approval in Principle.
Purpose
The MPRP is Malta’s residency-by-investment route, administered by the Residency Malta Agency under the Immigration Act and its subsidiary legislation, S.L. 217.26. It grants a residence certificate with no expiry date, provided the programme’s conditions continue to be met, along with a residence card valid for 5 years and renewable thereafter.
Unlike Malta’s tax-status schemes, an MPRP certificate carries no automatic tax benefit of its own: ordinary tax rules apply to the holder’s actual residence and domicile position.
Eligibility
Applicants must be third-country nationals, non-EU, non-EEA and non-Swiss, at least 18 years old, with a clean criminal record and no existing benefit under another Maltese residence or citizenship scheme. Main applicants must hold capital assets of at least €500,000, with a minimum of €150,000 in financial assets, or alternatively at least €650,000, with a minimum of €75,000 in financial assets.
Cryptocurrency doesn’t count towards this threshold; qualifying financial assets are liquid instruments such as stocks, bonds, publicly traded shares, funds and bank deposits. A small number of nationalities are currently excluded from the programme, and this list can change at the Agency’s discretion, so eligibility by nationality is worth confirming directly before starting an application.
Investment Requirements
The qualifying property investment is a purchase of at least €375,000, or a lease of at least €14,000 per year, for a property anywhere in Malta or Gozo. Alongside this sits a government contribution of €37,000 and a €2,000 donation to a registered Maltese NGO. Property bought under the programme can be leased out during periods the owner isn’t in Malta; a rented property can be sublet after the first five years, with the landlord’s consent.
Application Process
Applications are submitted by a Residency Malta–licensed Agent, since the programme doesn’t accept direct applications from individuals. Once a complete application pack is accepted, the Agency runs a four-tier due diligence process covering the main applicant, dependants, and any associated donors or benefactors.
A successful review results in a Letter of Approval in Principle, after which the qualifying property, contribution, donation and health insurance are finalised, followed by biometric capture in Malta and issuance of the residence certificate and card.
Applicants can now also apply for a 1-year temporary residence permit at submission stage, renewable annually while the full application is processed, a route introduced in the programme’s July 2025 update.
Programme Fees
The non-refundable administration fee is €60,000 for the main applicant, paid in two instalments: €15,000 within one month of submission, and the remaining €45,000 within two months of the Letter of Approval in Principle.
Each dependant carries an additional €7,500 fee for each adult dependant except for the spouse. Such fee is payable within 2 months upon Approval in Principle.
Benefits of Malta Permanent Residence
An MPRP residence card allows visa-free travel across the Schengen Area for up to 90 days in any 180-day period. There’s no minimum-stay obligation attached to the certificate itself, no language test, and the residence card renews every five years for as long as the underlying conditions are met. The programme also allows a single application to cover several generations of one family, from the main applicant’s spouse through to dependant parents and grandparents.
It’s worth being clear about what MPRP doesn’t include. It doesn’t carry an automatic right to work in Malta or elsewhere in the Schengen Area; a separate work permit is still required. It doesn’t grant free education for minor dependants unless a parent separately holds a Maltese work permit. And it doesn’t come with its own tax incentives; Malta’s Global Residency Programme and The Residence Programme exist specifically for that.
Who Can Apply for Malta Permanent Residence
The main applicant can include a spouse or long-term partner, unmarried children under 29 who are principally dependent on them, and dependant parents or grandparents of either the applicant or their spouse. “Principally dependent” has a specific meaning here: the Agency needs to see that the dependant genuinely cannot support an independent life without the main applicant, not simply that the main applicant is willing to help.
Household staff aren’t eligible dependants under this programme, regardless of how long they’ve worked for the family.
MPRP Compared with Malta's Other Residency Routes
MPRP is only one of several ways to gain a long-term footing in Malta, and it’s easy to land on the wrong page if you’re searching by general terms like “Malta residency programme.”
The Global Residency Programme is a special tax-status scheme, not an investment-residency route, and suits non-EU/EEA/Swiss nationals who want Malta’s tax treatment more than a residence card itself. The Residence Programme offers the equivalent tax status specifically for EU, EEA and Swiss nationals, who aren’t eligible for MPRP at all. And the Malta Retirement Programme is built around pension income rather than an asset or property test, for retirees whose pension makes up most of their income.
Frequently Asked Questions
Applications must go through a Residency Malta–licensed Agent; direct applications from individuals aren't accepted. A2CO coordinates this process via our licensed agent partner.
Most applications complete in around 4 to 6 months from submission, though the exact timeline depends on due diligence findings. Since July 2025, applicants can apply for a 1-year temporary residence permit at submission stage, so a family doesn't need to wait for full approval before relocating.
Government fees currently total €99,000 in administration fee and contribution (€60,000 + €37,000), plus a €2,000 NGO donation, on top of the property investment itself. Each adult dependant (except for the spouse) adds a further €7,500,. A2CO's own advisory fee is quoted separately, based on your specific circumstances.
Yes. A spouse or long-term partner, unmarried dependent children under 29, and dependant parents or grandparents of either the main applicant or spouse can all be included, subject to proving genuine financial dependency.
Third-country nationals aged 18 or over, with a clean criminal record, who meet the programme's capital thresholds and aren't already benefiting from another Maltese residence or citizenship scheme. Nationality restrictions apply to a small number of countries and can change, so it's worth confirming eligibility directly.
No. MPRP grants residency, not citizenship. A beneficiary may become eligible to apply separately for Maltese citizenship by naturalisation after continuously residing in Malta for a minimum of five years, subject to the Minister's discretion. MPRP itself doesn't lead there automatically.
